Therapy Investment
Rates are determined by provider type and length of session (50 – 90 minutes)
Individual
One-on-one sessions focused on your unique needs, helping you navigate life’s challenges and achieve personal growth.
$100-200/session
Couples and Relationships
Strengthen your bond, improve communication, and address conflicts to build healthier, more fulfilling relationships.
$120-280/session
Groups
Connect with others facing similar challenges in a supportive environment that fosters shared growth and healing.
$65/session
Evaluation and Assessment
Comprehensive substance use assessments and mental health evaluations to satisy court orders and probation requirements.
starting at $350
Accepted Payment Methods
We offer a variety of convenient payment methods to make prioritizing your mental health as seamless as possible.
Payment by is expected at the time of service
Credit/Debit Cards
We accept major credit and debit cards, including Visa, MasterCard, American Express, and Discover.
Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)
You can use HSA or FSA cards to cover therapy expenses, as our services qualify for these accounts.
CareCredit
We accept CareCredit, a health and wellness credit card that allows you to pay for out-of-pocket healthcare expenses over time. CareCredit offers promotional financing options, which can make managing therapy costs more convenient.
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Third Party Assistance
Your mental health journey can be supported through various third-party resources. Some employers, churches, or organizations like The Loveland Foundation offer programs or funds to help cover therapy costs—check with your community or workplace to explore these options.
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Insurance and Reimbursement
Simplicity Psychotherapy operates as an out-of-network provider. This means we do not bill insurance directly, but we provide superbills for you to submit to your insurance company for potential reimbursement. We recommend checking with your provider for details on out-of-network benefits
Insurance
We aim to provide clarity about how therapy payments work and your options for seeking reimbursement. While we do not bill insurance directly, we support you in understanding how to use your benefits through out-of-network claims. Below, you’ll find answers to common questions about insurance, superbills, and payments.
Why We Don't Accept Insurance
At Simplicity Psychotherapy, we have chosen not to accept insurance directly to prioritize your care and protect your privacy. Here’s why:
- Individualized Treatment: Insurance often imposes restrictions on the type, frequency, and duration of therapy sessions. By operating outside of insurance networks, we maintain the freedom to provide treatment tailored to your unique needs—not limited by insurance guidelines.
- Diagnossis Requirements: Many clients are unaware that diagnosis is a required componenet of insurance reimbursement. Because the most apporiate diagnosis is not always covered by insurance, we have decided to minimize consfusion by opting out of the insurance system.
- Confidentiality: Insurance companies require detailed information about your therapy, including diagnoses and treatment plans. By not accepting insurance, we ensure that your personal information remains private and solely between you and your therapist.
- Quality of Care: We believe in providing the highest quality care without the administrative constraints and time limits dictated by insurance companies. This allows us to focus on what truly matters—helping you find relief, balance, and strength.
We are happy to provide superbills for you to submit to your insurance company for potential out-of-network reimbursement. If you have questions about this process, we’re here to help.
Your mental health is an investment in your well-being, and we are honored to be part of your journey.
Insurance FAQ
To limit the control that insurance companies have over your services, we have chosen not to join insurance panels. When receiving services from a fully licensed professional, you retain the option to submit Out of Network claims to your insurance company for reimbursement. You therapist can provide necessary documentation to submit claims upon request. Many clients have successfully submitted Superbills and obtain reimbursement from their insurance companies.
Please note: All services provided by independently licensed therapist (LPC, LCSW, or LMFT) are typically eligible for reimbursement. Services provided by provisionally licensed therapist (LAPC, LMSW, or LAMFT) may be reimbursable dependent upon terms set by your insurance carrier and health plan. Services provided by counselor interns and pre-licensed therapists are not eligible for reimbursement.
Honestly, many clients come in expecting to use their insurance and then OPT NOT to use insurance by their personal choice. It is not, I repeat, it is NOT our position to discourage you from using your benefits. If you would like to use insurance, please verify your out of network benefits with your insurance company.
Services may be covered all or in part by your health insurance. The risks and benefits of filing insurance may be discussed during the initial consultation. Please check your coverage carefully to verify behavioral health coverage and associated benefits. Below are a few helpful questions:
Do I have behavioral health insurance benefits?
What is my deductible and has it been met?
How many sessions per year does my health insurance cover?
What percentage will insurance pay for an out-of-network provider?
If you would like to use your insurance benefits and your insurance company DOES NOT allow use of out of network providers, we can assist you with locating another therapist who meets your clinical needs and accepts your insurance. Ultimately, the goal is to provide you with the services that you need in a manner that accommodates your lifestyle.
Note: Superbills are not provided for services provided by intern, couples counseling or assessment services.
What Is a Superbill?
A superbill is a detailed receipt that includes all the information your insurance company needs to process your claim. We provide superbills upon request, allowing you to seek potential reimbursement for therapy sessions from your insurance provider.
Fee and Payment FAQ
Reduced Fee Options
We understand that some individuals greatly desire counseling services however financial circumstances pose an obstacle. In order to alleviate financial barriers, Simplicity Psychotherapy offers several options for reduced fee services. These options include low cost services provided by interns and pre-licensed therapists and opportunities for fee reduction with fully licensed therapists.
Fully licensed therapists offer a predetermined number of reduced fee slots to assist those who are unable to afford the full rate for the most appropriate service.
Interns offer sliding scale services through our Counselor Intern Program. Follow the link to learn more about working with a counselor intern.
Please bear in mind that therapy is not only a process but an investment in your health and well being to be prioritized accordingly.
Cancellation Policy
24 hour notice is required for all cancellations. Clients who fail to provide proper notice of cancellation will be required to pay the full fee of the missed session. New appointments may not be scheduled until a negative balance is resolved. Therapy consultations cancelled without proper notice incur a full session fee when rescheduled. All consultations are rescheduled at the discretion of the therapist.
Questions? Please contact us for further information.
Good Faith Estimate
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
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You have the right
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to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription medications, equipment, and hospital fees.
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Make sure your health care provider gives you a Good Faith Estimate in writing at least one business day before your medical service or item.You can also ask your health care provider, and any other provider you choose for a Good Faith Estimate before you schedule an item or service.
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If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
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You have a right to a copy of your Good Faith Estimate
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For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises, call 404-940-1582, or email [email protected]